The money is aimed at helping people buy property and kick-start construction on new housing.
About £10m from the total will be invested in a loan fund which the Government says will help unblock projects, accelerating construction of up to 2500 houses.
A shared equity scheme will be given £3m to help people on low to moderate incomes in rural areas get into the property market.
The final £3m will go to a further equity programme designed with house-builders to help families on low incomes buy new homes.
Housing Minister Alex Neil said: "A healthy housing sector is a critical part of economic recovery.
"These funds will support creative and innovative schemes aimed at invigorating the housing industry across the country, which will increase choice and opportunities for those looking for a home.
"It will also help to safeguard jobs in Scotland's hard-pressed house-building industry."
The Conservatives argued for the extra money during negotiations with Finance Secretary John Swinney in the run up to the Scottish budget announcement on Wednesday.
Tory finance spokesman Derek Brownlee said: "The additional funding will not only allow many families to get on the housing ladder, it will provide a timely boost to the construction industry and create and protect these thousands of jobs."
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